Frequently Asked Questions

Leasing is the simplest process to drive a new vehicle for either 2, 3 or 4 years.

The leasing process is as easy as choosing your vehicle, specifying your annual mileage, deciding how long you’d like to keep your new car for and then let us know your desired initial rental.

Then your car is delivered straight to your front door. At the end of the lease, you simply hand the vehicle back and take delivery of a new car.

There are a number of benefits to leasing a new vehicle. All vehicles are brand new so therefore you benefit from all the latest technology, styling and safety of the modern day.

All cars include manufacturer’s warranty, you have your road tax included for the full duration of the contract and all vehicles are delivered & collected at the end of the agreement for free anywhere in mainland UK.

There is a lot of flexibility with leasing, giving you the opportunity to drive a new car every 2 to 4 years without having the concerns or headache of selling your vehicle.

We have 000’s of different vehicles available to choose from. We can provide any make and model for you so the options are endless. It can get slightly overwhelming so we can help narrow down what vehicles are going to be best suited for you.

You certainly do. All finance companies will require a credit check.

 We will require basic income and expenditure information, along with living and employment history. Finance companies will then carry out a credit search to check your eligibility for credit.

We deal with dealers up and down the country. We have carefully selected and developed our relationships with our trusted dealers to ensure the process is as smooth and simple as possible for you.

All vehicles will need to follow the regular servicing intervals which will vary between each vehicle and any MOT will need to be carried out if required.

Maintenance can be included but it does come at an additional charge, but all finance companies will offer maintenance packages which include all servicing and MOT’s. Some finance companies will even include perishable items like brakes, tyres etc but this isn’t always the case.

Prices will depend on the vehicle, mileage and contract length so we will provide an additional quote for any maintenance packages.

Insurance is not included in a lease vehicle. You will be responsible for organising an insurance policy ahead of delivery and for the duration of the lease.

We offer free UK mainland delivery to home or work. Collection depends on the type of contract taken. For contract hire or personal contract hire and contract purchase or personal contract purchase the finance company will collect the vehicle at the end of the contract unless you are purchasing the vehicle.

You can go to any VAT registered garage as long as they only use manufacture genuine parts. If you have a maintenance package included, then the finance company will have a list of preferred garages for your maintenance to be carried out

The initial rental is the first payment in the contract and it’s similar to a deposit but it’s part of the payments and isn’t refundable. You can choose your initial rental, and it will give you the flexibility whether you’d rather want to pay a larger sum upfront to reduce your monthly payments or if you’d rather spread the payments across the monthly payments and avoid a higher first payment.

Simply, the higher your initial rental is the lower your monthly payments are and vice versa but the overall cost of the lease will not differ massively.

Initial rentals are usually taken via direct debit about 7-10 days after delivery.

No not at all, all fees are specified in your first quotation. We do charge a £199 processing fee at the point of ordering to allow us to provide the service we do and then after that the next payment is your initial rental.v

It is important to try and decide on the suitable contract length at the start of the lease but there is the options to finish your lease early if needed. All finance companies will charge an early termination fee. This will vary depending on where you are up to in your contract and the monthly cost of the vehicle. The usual rule of thumb is they will charge 50% of the payments left on your lease but this can vary.

One potential charge would be if you exceeded your mileage allowance over the term of the contract. All excess mileage charges will vary dependant on the vehicle and finance company, but this will be specified in order forms and finance documents. The excess mileage charge is only applicable if you have gone over your mileage allowance set out at the beginning of the lease.

The other potential charge would be if there is any damage on a returned lease vehicle. We would recommend for all clients to familiarise themselves with the finance companies fair wear & tear guide showing all guidelines. Wear & tear caused from general usage of the vehicle is completed allowed and expected on a vehicle when returned, vehicles will deteriorate over time from normal usage.

Finance companies will apply charges if there is any significant damage caused from a specific incidents or accidents. This will need rectifying prior to handing the vehicle back otherwise charges will be incurred.

There are massive VAT advantages for a business lease. VAT registered businesses can claim up to 50% of the VAT and 100% of the VAT charged on the additional maintenance package.

If you are looking at vans and commercials then 100% of the VAT can be claimed back on all payments.

No not at all, we will have delivery included and organised to your front door. Everything can simply be organised over the phone therefore making the process as easy as possible.

All vehicles include at least 12 months breakdown cover from the manufacturer although most manufacturers now offer 3 years cover fee of charge. Within the car or van book pack there will be an emergency number to contact day or night.

This depends on the type of contract taken but usually you can either hand the car back, extend the contract or purchase the vehicle from the finance company (dependent upon the funder).