Initial Disclosure Document
The Financial Conduct Authority is the independent watchdog that regulates financial services. It requires us to provide you with this information to help you decide if our services are right for you. Our duty to you as a consumer is to provide you with adequate information and support to enable you to understand the benefits and risks connected with the products you have been offered. If you are in need of additional support, then please notify us in order that we can take account of your circumstances.
About Us
Premier Vehicle Leasing Ltd, whose registered address is 5300 Lakeside, Cheadle Royal Business Park, Cheadle, SK8 3GP) is authorised and regulated by the Financial Conduct Authority.
Our Financial Services Register Number is 932037.
You can check the Financial Services Register by visiting the FCA’s website at www.fca.org.uk or the FCA contact centre on 0300 500 8082.
Whose Products Do We Offer?
Our permitted business is the supply of finance products connected with the purchase of your motor vehicle.
In supplying the products to you we aim to deliver you a good outcome and to support you to pursue your financial objectives.
About our Charges
We charge you a processing fee of £165.83 + VAT for our services.
About our Finance Services
We are a credit broker and not a lender.
We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges.
We are not an independent financial advisor. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. All the products we offer are optional.
The Financial Conduct Authority expects any intermediary to disclose to the customer that a commission may be payable by the owner or creditor to the intermediary. The Financial Conduct Authority has made it clear that "commission" means any financial consideration.
Whichever lender we introduce you to, we will typically receive commission from them. The commission we receive may be pre-set but can vary and may influence the amount payable by the customer.
If we have received a commission in this regard you are entitled to request the amount.
Customer Care and Complaints
We work hard to ensure that the finance we offer is fair and that our communication to our customers is clear and
not misleading.
However, if you are unhappy with either service please contact:
FCA Compliance Manager: Premier Vehicle Leasing Ltd, 5300 Lakeside, Cheadle Royal Business Park, Cheadle, SK8 3GP.
Telephone: 0161 546 9600
Email: sales@premiervehiclegroup.com
We will answer any complaints as quickly as possible but always within eight weeks. Please refer to our Complaints Policy
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.